Open navigation Main Menu Mortgages
Financing your home purchase or refinancing your current loan Finding the right lender Additional Resources
Looking for a financial advisor? Do our 3-minute quiz and then match up with an advisor today.
Main Menu Banking
Compare Accounts Use Calculators Get help from bank reviews
Looking for a financial advisor? Try our three minute test and connect with an advisor today.
Main Menu Credit cards
Compare according to category Compare with credit requirements Compare with issuers Get advice
Looking for the perfect credit card? You can narrow your search using CardMatch(tm)
Main Menu Loans
Personal Auto Loans, Loans for Students, and Loans to Autos Loan calculators
Find an individual loan in 2 minutes or less. You can also answer a few questions to be offered loans, with no impact on your score on credit.
Main Menu Investing
The Best Brokerages as well as Rob-Advisors. Learn the basics Additional information
Looking for a financial advisor? Do our 3-minute quiz and connect with an advisor today.
Main Menu Home equity
Get the best rates Lender reviews. Calculators. base
Looking for a financial advisor? Take our 3 minute quiz and connect to an adviser today.
Main Menu Real estate
Home selling or buying homes Finding the right agent sources
Looking for a financial advisor? Do our 3-minute quiz and match the advisor you want today.
Main Menu Insurance
Car Insurance Homeowners insurance Other insurance reviews of the company
Looking for a financial advisor? Try our three minute test and match the advisor you want today.
Main Menu Retirement
Retirement accounts and retirement plans Find out the basics about retirement calculators Additional resources
Looking for a financial advisor? Take our 3 minute quiz and connect to an adviser today.
Search open Close search
Submit
What can I do to get a car loan in my name? Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by offering interactive financial calculators and tools, publishing original and objective content, by enabling you to conduct your own research and examine information for no cost – so that you can make informed financial decisions. Bankrate has agreements with issuers such as, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The products that appear on this website come from companies that pay us. This compensation may impact how and where products appear on the site, such as for instance, the order in which they be listed within the categories of listing and other categories, unless prohibited by law. Our mortgage, home equity and other home lending products. But this compensation does have no impact on the information we provide, or the reviews you read on this site. We do not include the universe of companies or financial deals that may be accessible to you.
SHARE:
2 minutes read published March 03, 2015.
Justin Harelik Justin Harelik Written by Justin Harelik The Bankruptcy Adviser
Justin Harelik
The promise of the Bankrate promise
More info
At Bankrate we strive to help you make smarter financial decisions. While we adhere to strict ethical standards ,
this post may contain some references to products offered by our partners. Here’s a brief explanation of how we earn money .
The Bankrate promise
Founded in 1976, Bankrate has a long track record of helping people make smart financial choices.
We’ve maintained this reputation for more than four decades through making financial decisions easy to understand
process and giving customers confidence in the decisions they will follow next. Bankrate has a very strict ,
You can rest assured that we’ll put your interests first. All of our content was authored by and edited by ,
We make sure that everything we publish ensures that everything we publish is accurate, objective and reliable. Our loans reporters and editors focus on the points consumers care about the most — different types of lending options and the most competitive rates, the top lenders, how to pay off debt and more — so you’ll be able to feel secure when making your investment.
Integrity in editing
Bankrate adheres to a strict code of conduct and rigorous policy, so you can rest assured that we put your interests first. Our award-winning editors and journalists provide honest and trustworthy content that will help you make the right financial choices. The key principles We respect your confidence. Our mission is to provide readers with truthful and impartial information. We have established editorial standards to ensure this happens. Our reporters and editors thoroughly check the accuracy of editorial content to ensure that what you read is true. We maintain a firewall between advertisers as well as our editorial staff. Our editorial team does not receive direct compensation by our advertising partners. Editorial Independence Bankrate’s editorial team writes on behalf of YOU as the reader. Our aim is to provide you the best advice to assist you in making smart personal finance decisions. We adhere to strict guidelines in order to make sure that the content we publish isn’t influenced by advertisers. Our editorial team is not paid directly from advertisers, and all of our content is checked for accuracy to ensure its truthfulness. If you’re reading an article or a review, you can be sure that you’re receiving reliable and reliable information.
How can we earn money?
You have money questions. Bankrate can help. Our experts have been helping you master your finances for more than four decades. We strive to continuously provide our readers with the professional guidance and tools required to be successful throughout their financial journey. Bankrate adheres to strict standards policy, which means you can be confident that our information is trustworthy and precise. Our award-winning editors and journalists produce honest and reliable content to help you make the right financial decisions. The content we create by our editorial staff is factual, objective and uninfluenced through our sponsors. We’re open about the ways we’re able to bring quality information, competitive rates and practical tools for you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated for placement of sponsored products andservices or through you clicking specific links on our site. This compensation could influence the manner, place and in what order items are listed in the event that they are not permitted by law for our credit, mortgage, and other products for home loans. Other factors, such as our own proprietary website rules and whether a product is offered in your region or within your personal credit score can also impact the way and place products are listed on this site. While we strive to provide the most diverse selection of products, Bankrate does not include specific information on every credit or financial product or service.
Dear Bankruptcy Adviser: How do I obtain a car loan out of my name? I’m unable to convince any person to refinance the loan, and my ex-boyfriend is not paying. Do I have a choice other than bankruptcy? — Anna Dear Anna, While I make money by working on bankruptcy cases, I hope you have a solution for your previous error in judgment and especially if it is the only debt you have. Co-signing on an loan is among the most common reasons that people file bankruptcy. You signed the contract and you agreed to pay for it, and now you’re paying the amount. The lender won’t take your name off of the loan solely because your boyfriend and you are no longer together. Similar to how the lender does not have a say in your relationship choices, it also has no say in your decision to split up. It does, however, have your signature agreeing to pay the balance on this loan. In addition, it does not have any incentive to allow you to get out of that agreement until the loan is paid in full. There are four options available to choose from to pay the balance Hopefully, you can make use of the car to pay the balance and can afford the payment. This option protects your credit score and ultimately gets you the title to the car. You can find someone else to take over the payment: you could have a friend pay the balance, and then drive the vehicle. You’re still 100% accountable for the car, but you can find another person to help. Perhaps a friend could make a percentage of the payment and you can make the rest. Be sure that all drivers are covered with appropriate insurance. Don’t allow anyone to drive your car without having insurance to drive it. Return the car to the lender: This will be considered a repossession on the credit file. The lender will then sell the vehicle and issue a bill for the remaining balance after the sale, referred to as a deficiency balance. The customer will be required to pay this amount. Do not ignore the issue It is likely that the lender will still repossess the vehicle and then pursue you for the deficiency balance. I’ve heard of clients saying they were going to pursue the other party responsible and make them pay. This is a good idea in principle, but finding a way to make the responsible party pay is very difficult. If you figure out the best way to accomplish this, you could start your own collection company for co-signers since that would be impressive, indeed. Good luck! Ask the advisor questions to the Bankruptcy Advisor, go to the “Ask the Experts” page and choose “Bankruptcy” to select the topic. Learn more columns and information about debt management.
Bankrate’s content, including the advice provided in its advice-and-expert columns as well as the website, is intended only to help you make financial decisions. The content is broad in scope and doesn’t consider your personal financial situation. Bankrate advises you to seek the advice of advisers who are knowledgeable of your particular circumstances prior to making any decisions and implementing your financial strategy. Please remember that the usage of this site is subject to the rules of . Related Links:
Related Articles:
More Information on Co-Signing
SHARE:
Written by Justin Harelik The Bankruptcy Adviser
Related Articles Auto Loans 2 min read Oct 21, 2022
Debt 2 min read Sep 01, 2021
Debt 2 min read September 17 15th, 2015
Personal Finance 2 min read Apr 23 2013.
About
Help
Legal Cookie settings Do not sell my info
How we make money Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated for placement of sponsored products and services, or when you click on certain hyperlinks on our site. This compensation could impact how, where and in what order products are listed and categories, unless it is prohibited by law. We also offer mortgage and home equity products, as well as other home loan products. Other factors, like our own rules for our website and whether the product is available in the area you reside in or is within your self-selected credit score range can also impact the way and place products are listed on this site. We strive to offer a wide range offers, Bankrate does not include information about every financial or credit product or service. Bankrate, LLC NMLS ID# 1427381 | BR Tech Services, Inc. NMLS ID #1743443 |
|
(c) 2023 Bankrate, LLC. A Red Ventures company. All Rights Reserved.
For those who have any queries concerning in which and also tips on how to use payday loans online same day deposit near me (https://payloanqwqw.site), you’ll be able to e mail us at the page.